April 26, 2022

What you Need to Know About Long Term Disability

Have you been denied long term disability benefits? Call me and let's talk about whether I can help you. Insurance companies often deny benefits on the basis that there is insufficient medical evidence to support your claim. In order to be approved for LTD benefits, you have to meet what's called an own occupation test and then an any occupation test. Insufficient medical evidence could mean you either did not provide enough medical evidence to support one of the tests, or the evidence you provided does not support one of the tests.


Proving disability is not just about the evidence in support of your claim. It's also about how you and your case is presented to the insurance company and in court. I will ensure that your case is presented effectively and that you are prepared to take on the insurance company. Rely on me and my experience in the area of disability law. You have been paying a monthly premium for LTD benefits for years so that when that day comes, you have something to fall back on. Do not let the insurance company get away with not paying you when you have been paying into the system your entire career.


Call me today to discuss your long term disability claim.

October 28, 2026
A Guide for Parents in Ontario
September 23, 2026
Prenups and Cohabitation Agreements
August 26, 2026
When parents separate or divorce, one of the most important questions is often how decisions about their children will be made. Parents may disagree about where a child should live, how parenting time should be divided, who should make important decisions, or whether a proposed parenting arrangement is appropriate. In Ontario, courts make these decisions based on one central principle: the best interests of the child. The court does not simply decide which parent has the stronger argument. Instead, the focus is on the child’s individual needs, circumstances, relationships, safety and overall well being.  For families in Belleville and throughout the Quinte region, understanding how this test works can help parents approach parenting disputes with a clearer understanding of what the court will consider.

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